Credit and debt seem to go hand in hand.
Unfortunately, too many people think they are one and the same. The reality is that you can have an excellent credit rating but have a lot of debt. You can also have a terrible credit rating and no debt.
The ideal is to have an excellent credit rating and no debt. This is not just an ideal but quite possible.
Complete the following chapter 4 lessons to learn how credit and debt are related and how they affect so many aspects of your daily life.
